Pursuant to article 2 of the CVM rule No 358/2002 (Instrução CVM 358/2002), Sul América S.A. (BM&FBovespa: SULA11) ("Company") hereby informs to its shareholders and to the market in general that the Company has been notified by its shareholder ING Insurance International B.V. ("ING") of the signing of a Share Purchase Agreement ("SPA")between ING and the International Finance Corporation ("IFC"), a member of the World Bank Group, according to which ING shall sell to IFC 26,455,026 units, representing 26,455,026 common shares and 52.910.052 preferred shares of the capital stock of SulAmérica ("Units"). The aforesaid Units had already been released from the Company’s shareholders agreement, as disclosed to the market through the Material Fact released on February 27, 2013.

To access the entire document, click here.

We hereby inform the Shareholders that, as approved by the Board of Directors in the meeting held on April 30, 2013, as of May 17 we shall start payment of interim dividends for the first quarter of 2013, in the amount of R$0.012 per Company’s common or preferred shares not represented by unit, and R$0.036 per unit, totaling, approximately, twelve million Reais (R$12 million). Shall be entitled to receive the dividends, shareholders in the Company’s records on April 30, 2013. We also clarify that the shares shall be negotiated ex-dividends as of May 2, 2013.

For further information and/or clarifications, shareholders may address to the specialized branches listed below or any other branch of Itaú Unibanco, during banking business hours.

• Belo Horizonte (MG):Av. João Pinheiro 195, subsolo
• Brasília (DF): SCS Quadra 3, bloco A - Edf. Dona Ângela 30, sobreloja
• Curitiba (PR): Rua João Negrão 65, sobreloja
• Porto Alegre (RS): Rua Sete de Setembro 746, térreo
• Rio de Janeiro (RJ): Rua Sete de Setembro 99, subsolo
• Salvador (BA): Av. Estados Unidos 50, 2º andar - Edf. Sesquicentenário
• São Paulo (SP): Rua Boa Vista 176, 1º subsolo

Rio de Janeiro, April 30, 2013. The Management.

To access the entire document, click here.

Highlights:

• Insurance Premiums totaled R$2.9 billion in the quarter, growth of 15.0%, mainly boosted by Auto and Health
• SME Health insurance premiums grew 27.8%, boosting the overall growth of the Health and Dental segment
• Loss ratio was 77.9% in 1Q13, 220 bps higher than in 1Q12, affected by the Health and Life Insurance segments
• Combined ratio increases 150 bps compared to 1Q12, totaling 102.6%
• Return on investments (excluding private pension and VGBL) was 137.8% of the CDI in the quarter
• Net income of R$23.6 million versus R$112.8 million in 1Q13

To view the Entire Earnings Release, click here.

Sul América S.A. (BM&FBovespa: SULA11), pursuant to the material fact published on May 28, 2012, hereby informs its shareholders and the market in general that, following the completion of the conditions precedent to the transaction, its subsidiary, Sul América Santa Cruz Participações S.A., concluded the acquisition of the total stake held by Saspar Participações S.A in the corporate capital of Sul América Capitalização S.A. - SULACAP, equivalent to 83.27% of the latter’s corporate capital.

Rio de Janeiro, April 25, 2013.

Arthur Farme d’Amoed Neto
Investor Relations Officer

To access the entire document, click here.

Minutes of the Extraordinary Shareholders’ Meeting held on April 10, 2013, drawn up in summary format.

Date, Time and Place: on April, 10, 2013, at 14:30 p.m., at the Company’s headquarters at Rua Beatriz Larragoiti Lucas No. 121, part, Cidade Nova, in the city and state of Rio de Janeiro.

Attendance: Shareholders representing more than 1/4 of the Company‘s voting capital, and Mr. Arthur Farme d’Amoed Neto, Control and Investor Relations Vice President.

Call Notice: published in the Official Gazette of the State of Rio de Janeiro, and in the newspaper Valor Econômico, editions of March 26, 27 and 28, 2013, pursuant to Article 124 of Law 6,404/76.

Presiding Table: Chairman: Patrick de Larragoiti Lucas / Secretary: Henrique Vargas Beloch

Agenda: Approval of the acquisition of shares corresponding to 83.27% (eighty three point twenty seven percent) of the capital stock of Sul América Capitalização S.A. - SULACAP ("SULACAP"), by Sul América Santa Cruz Participações S.A. ("Santa Cruz"), a privately-held corporation indirectly controlled by the Company.

Resolution: The following resolution was made by all of the shareholders present to the meeting. It was placed on record that Mr. Patrick Antonio Claude de Larragoiti Lucas, the indirect controlling shareholder of Sulasapar Participações S.A. and of the Company, at the same time controlling shareholder of SASPAR Participações S.A. ("SASPAR"), seller of the corporate stake within the transaction subject matter hereof, as well as the direct controlling shareholder of the Company, Sulasapar Participações S.A., have both stated that they are legally impeded and should therefore absent from voting. The Company’s officers, present to the meeting, also stated their impediment and therefore absented from voting.

- Approved the acquisition, by Santa Cruz, a corporation indirectly controlled by the Company, of 229 (two hundred and twenty nine) common shares issued by SULACAP, corresponding to 83.27% (eighty three point twenty seven percent) of the total and voting capital of SULACAP, owned by SASPAR, according to the terms and conditions set forth in the Share Purchase and Sale Agreement, executed on May 28, 2012, and amended on March 18, 2013.

The shareholders were informed that the above mentioned transaction would not be subject to Article 256 of Law 6.404, dated December 15, 1976, and, consequently,that they would not be granted withdrawal rights, according to the paragraph 2nd of said article.

To access the entire document, click here.

We hereby inform to the shareholders that, as approved by the Annual General Meeting held on April 4, 2013, as of April 18 we shall start payment of dividends for the fiscal year 2012, in the amount of R$84.398.029,21 to be paid by the ratio of R$ 0,100208 per Company’s common or preferred shares not represented by unit, and R$ 0,300625 per unit. Shall be entitled to receive the dividends shareholders in the Company’s records on April 4, 2013. We also clarify that the shares shall be negotiated ex-dividends as of April 5, 2013.

For further information and/or clarifications, shareholders must address to the branches of Itaú Unibanco listed below or any other branch authorized to provide services to the shareholders, during banking business hours.

• Belo Horizonte (MG):Av. João Pinheiro 195, subsolo
• Brasília (DF): SCS Quadra 3, bloco A - Edf. Dona Ângela 30, sobreloja
• Curitiba (PR): Rua João Negrão 65, sobreloja
• Porto Alegre (RS): Rua Sete de Setembro 746, térreo
• Rio de Janeiro (RJ): Rua Sete de Setembro 99, subsolo
• Salvador (BA): Av. Estados Unidos 50, 2º andar - Edf. Sesquicentenário
• São Paulo (SP): Rua Boa Vista 176, 1º subsolo

Rio de Janeiro, April 4, 2013. The Management.

To access the entire document, click here.

Sul América S.A. (BM&FBovespa: SULA11) ("SulAmérica" or "Company")announces to its shareholders and to the market in general that the Company’s Board of Directors, in a meeting held on this date, elected Mr. Gabriel Portella Fagundes Filho as CEO of SulAmérica. Gabriel Portella will replace Mr. Thomaz Cabral de Menezes, who decided to dedicate himself to personal projects.

Gabriel Portella is an economist and has been ahead of many executive positions in several insurance segments. For the last four years, Gabriel has been the Health and Dental Vice president of SulAmérica. The Company would like to thank Thomaz de Menezes for his valuable contribution to SulAmérica during the term of his office.

Rio de Janeiro, April 4, 2013.

Arthur Farme d’Amoed Neto
Vice president of Control and Investor Relations

To access the entire document, click here.

Pursuant to paragraph 6 of article 12 of CVM rule 358/2002, Sul AméricaS.A. ("Company") (SULA11), hereby informs to the market in general thaton this date the Company received from Oppenheimer Funds Inc. thefollowing document.

Rio de Janeiro, March 26, 2013.

Arthur Farme d’Amoed NetoVice president of Control and Investor Relations

To access the entire document, click here.

Call Notice - Extraordinary General Meeting - - The shareholders of Sul AméricaS.A. ("Company") are hereby convened to the Extraordinary General Meeting to be held on April 10, 2013, at 2:30 p.m. at the Company’s headquarters, located at Rua Beatriz Larragoiti Lucas 121, parte, Cidade Nova, Rio de Janeiro, RJ, to decide on the following Agenda:

- Approval of the acquisition of shares corresponding to 83.27% of the capital stock of Sul América Capitalização S.A. - SULACAP ("SULACAP"), originally owned by SASPAR Participações S.A., by Sul América Santa Cruz Participações S.A., aprivately-held company indirectly controlled by the Company, as announced to the market by a material fact released on May 28, 2012.

Article 256 of Law 6.404, dated December 15, 1976, shall not apply to the transaction given the fact that the acquisition is being carried out by a privately held company, with its own resources and objectives.

In order to participate in the Meeting, the shareholders shall present the following documents, either in original form or as a notarized copy:

Any shareholder (individual or legal entity):

- evidence from custodian agent of Sul América S.A.’s shares or units, issued at least five days in advance of the date of the Meeting, containing information onthe title and number of Company’s shares or units, and identity document; and

- in case of a shareholder represented by an attorney-in-fact, identity document of the attorney-in-fact and power of attorney with specific powers, granted pursuant to the terms of paragraph 1 of Article 126 of Law 6,404/76, by publicor private instrument, in the latter case with the grantor’s signature notarized by a notary public.

In case of a shareholder which is a legal entity, the following additional documents shall be presented:

- updated bylaws or articles of association, duly registered with the pertinent registry;

- document which proves the powers of representation, that is, the minutes of election of the legal representative(s) present or who has(have) signed the power of attorney, if this is the case;

- in case of an investment fund, the regulation and the above mentioned documents with respect to the administrator, and

- identity document of the legal representative(s) or attorney(s)-in-fact present.

The documents pertinent to the Meeting Agenda are available to the shareholder sat the Company’s head office and can be viewed in the world wide web, on CVM’s (www.cvm.gov.br) website and on the Company’s investor relations (www.sulamerica.com.br/ri) website.

Rio de Janeiro, March 25, 2013 - the Board of Directors.

To access the entire Call Notice, click here.

Highlights:

• Insurance Premiums totaled R$10.6 billion during the year, growth of 12.5%, boosted by 8.3 % increase in 4Q12;
• Health insurance premiums grew 17.8% in the year, mainly driven by the performance in SME and dental insurance portfolios, both ending the year with over 30% premium growth;
• Loss ratio was 74.4% in 2012, flat over 2011 and better in all business units compared to the previous quarter, result of the excellence in underwriting and claimsmanagement;
• Combined ratio of 99.4% in the year, 60 bps better than in 2011;
• Income from asset management operations increased 69.9% over previous year;
• Net income in 2012 totaled R$483.2 million, an increase of 7.8% over 2011

To view the Entire Earnings Release, click here.

MATERIAL FACT

Pursuant to article 2 of CVM Instruction 358 of January 3, 2002, and CVM Instruction 10 of February 14, 1980, as amended, Sul América S.A. hereby informs its shareholders and the market in general that the Company’s Board of Directors, at the meeting held on February 28, 2013, approved the share buy-back program, within the following conditions:

Objective: to acquire share depository certificates (units), each representing one common share and two preferred shares issued by the Company, to be held in treasury and later used in the Stock Option Plan. The management considers that such operation is in the best interest of the Company considering the Company’s market growth and profitability, as well as available reserves pursuant to CVM Instruction 10. The acquisition will be carried out at the São Paulo Stock, Futures and Commodities Exchange (BM&FBOVESPA S.A.- Bolsa de Valores, Mercadorias e Futuros) at market price, been the Officers’ duty to decide the moment and the amount of shares to be acquired, either in a single or in a series of operations, within the limits laid down by the applicable law.

Number of shares to be acquired: up to 3,201,665 units, representing 3,201,665 common shares and 6,403,330 preferred shares, corresponding to 3% of the units in free float and approximately 0.4% of the total number of shares issued by the Company as of January 31, 2013.

Deadline for acquisition: the period for the acquisition is 365 days from today, ending on February 27, 2014.

Free float: 320,308,557 shares, of which 106,863,011 are common shares and 213,445,546 are preferred shares, compounding 106,722,159 units.

Treasury Stock: currently, the company holds 16,315,012 shares in treasury, of which 5,438,339 are common shares and 10,876,673 are preferred shares.

Authorized Brokers:

BTG PACTUAL CTVM S.A.
Av. Brigadeiro Faria Lima 3729, 10º andar, parte, São Paulo/SP, CEP 04538-905

ITAÚ CORRETORA DE VALORES S.A.
Av. Brigadeiro Faria Lima 3400, 10º andar, São Paulo/SP, CEP 04538-132

MERRILL LYNCH S.A. CTVM
Av. Brigadeiro Faria Lima 3400, 16º andar, parte A, São Paulo/SP, CEP 04538-132

SANTANDER BRASIL S.A. CTVM
Rua Hungria 1400, 4º andar, São Paulo/SP, CEP 01455-000

Rio de Janeiro, February 28, 2013.

Arthur Farme d’Amoed Neto
Investor Relations Officer

Pursuant to article 157, §4, of Law 6.404/76, and CVM Instruction 358/02, SulAmérica S.A. (BM&FBovespa: SULA11) ("Company" or "SulAmérica") herebyannounces that has signed on this date as an intervening party, a contract between itscontrolling shareholder Sulasapar Participações S.A., privately held company("Sulasapar"), and ING Insurance International B.V. ("ING"), shareholder of bothSulasapar and SulAmérica ("Contract"). The Contract sets forth the terms for acorporate reorganization of Sulasapar and the buyback of all the shares held by ING inSulasapar, after which, the sole remaining shareholder of Sulasapar will be SulasaParticipações S.A. ("Sulasa"), holding company held by the Larragoiti family, currentthe controlling shareholder of Sulasapar ("Operation").

Under the terms of the Contract:

(a) From this date onwards the shares issued by the Company held by ING arereleased from the Shareholders Agreement between Sulasa and ING, dated May 10,2002, currently in force ("Current Shareholders Agreement") and from all its disposalrestrictions, which does not represent any modification to the remaining rights andobligations set thereupon.

(b) Upon the closing of the Operation ("Closing"), a dissolution of the CurrentShareholders Agreement will be signed, and a new Shareholders Agreement will becelebrated between Sulasapar and ING, which will ensure that ING will have the rightto indicate one member to the Board of Directors of the Company, for as long as INGholds a participation of at least 10% of the Company capital stock.

(c) Pursuant to the Company’s Bylaws, during a period to be timely informed, theCompany’s shareholders will be allowed to request the conversion of ordinary sharesinto preferred shares, so as to form new units. Sulasapar, pursuant to the terms of theContract, will have a certain amount of converted shares, and will deliver thecorresponding resulting units to ING by means of a corporate reorganization,maintaining at all times the majority of the voting capital of the Company.

(d) From the Closing onwards, the Company and its subsidiaries will cease toassociate their brands to the ING brand.

(e) For a period of 5 (five) years from the date of the Closing, ING shall not, directlyor indirectly, use the ING name or brand, nor conduct any activities or businesses inBrazil which could be considered concurrent with the Company’s and its subsidiaries’activities.

After the Closing of the Operation, the current stake held directly and indirectly by INGin the Company, which corresponds to 36.0% of the Company’s capital stock, will bereduced to a direct stake of 28.8% of the Company’s capital stock. At the same time,the total (direct and indirect) stake held by the Larragoiti Family in the Company, willbe increased from the current 24.8% to 31.9%.

The shareholding structure charts below represent the corresponding stakes beforeand after the Operation:

The Closing is subject to the fulfillment of certain usual suspensive conditions set forthin the Contract, including the approval of governmental authorities in Brazil and in the Netherlands.

Nothing regarding this Operation will affect the regular course of business of SulAmérica or its operating subsidiaries. Also, it represents no change in the finalcontrol of the Company, already held by Sulasa.

The Company will keep its shareholders, as well as the market in general informed ofany material fact arising from the operation dealt herein..

Rio de Janeiro, February 27, 2013.

Arthur Farme d’Amoed Neto
Executive Vice President of Control and Investor Relations

Notice to Shareholders - Payment of Interest on Capital - We hereby inform our Shareholders that, as approved by Sul América S.A.´s (SulAmérica) Board of Directors at the meeting held on December 17, 2012, SulAmérica will distribute Interest on Capital in the total gross amount of R$26,630,000.00 (twenty-six million, six hundred and thirty thousand Reais).

To access the full document, click here.

Rio de Janeiro, December 11, 2012 - SulAmérica was the major winner at the "Prêmio Antônio Carlos de Almeida Braga de Inovação em Seguros" offered by the Brazilian Insurance Association (CNSeg), by winning 7 prizes out of 10 nominations in all three categories.

On its second edition, the award had sustainability as its main theme this year. Below is list of the winning case studies that have been awarded during the leadership lunch event at the Copacabana Palace last Tuesday:

1st place Products and Services - "SulAmérica water-based paint for auto"

1st place Processes - "Digital Certification in Health"

1st place Communication - "Education for Sustainability"

2nd place Processes - "Online Sustainability Indicators"

3rd place Products and Services - "Pension without Blah, Blah, Blah" and "Active Age Program"

3rd place Communication - "Campaign against Dengue"

Rio de Janeiro, November 29, 2012 - For the fourth consecutive year, Sul América S.A. (BM&FBovespa: SULA11) is the only insurance company included in the Sustainability Index (ISE) of the São Paulo Stock Exchange - BM&FBovespa.

The new ISE portfolio, announced on November 29th, will be effective from January 7th, 2013 to January 3rd, 2014, and is comprised of 51 shares of 37 companies that represent 16 industries of the Brazilian economy.

The ISE reflects the performance of a portfolio comprised of shares from companies with the best performances in the sustainability practices in all of the dimensions measuring corporate sustainability.It aims at being a reference for socially responsible investment and a driver for best practices in the Brazilian corporate environment.

SulAmérica’s commitment to best practices in corporate governance and social-environmental responsibility is one of its corporate values..

Rio de Janeiro, October 30, 2012 - Sul América S.A. (BM&FBovespa: SULA11) announces today its results for the third quarter of 2012 (3Q12).

To view the Entire Earnings Release, click here.

3Q12 Earnings Release

Tuesday, October 30th, 2012 after the close of BM&FBovespa trading session

Conference Call with simultaneous translation into English
Wednesday, October 31st, 2012
8:00 a.m. (US EDT) | 10:00 a.m. (BR)

Phone (english): +1 (516) 300-1066
Phone (portuguese): +55 (11) 3127-4971

Replay (7 days): +55 (11) 3127-4999
Code: 55899269 (english) and 80351656 (portuguese)


Webcast English: http://webcast.mzvaluemonitor.com/Home/Login/547
Webcast Portuguese: http://webcast.mzvaluemonitor.com/Home/Login/546

Listed on the Sustainability Index (ISE) of BM&FBovespa since 2009, SulAmérica has developed in recent years several initiatives to demonstrate its commitment to sustainability, such as to becoming a signatory to the Principles for Sustainable Insurance (PSI), the Principles for Responsible Investment (PRI) and the Global Compact, as well as a becoming a member of the United Nations Environment Program - Finance Initiative (UNEP-FI) and an Organizational Stakeholder of the Global Reporting Initiative (GRI), in addition to supporting projects and social activities in communities surrounding its offices.

To access the Inventory, click here.

We hereby inform the Shareholders that, as approved by the Board of Directors in the meeting held on July 30, 2012, as of August 20 we shall start payment of interim dividends for the second quarter of 2012, in the amount of R$0.012 per Company’s common or preferred shares not represented by unit, and R$0.036 per unit, totaling, approximately, ten million reais (R$10 million). Shall be entitled to receive the dividends shareholders in the Company’s records on July 30, 2012. We also clarify that the shares shall be negotiated exdividends as of July 31, 2012.

For further information and/or clarifications, shareholders may address to the specialized branches listed below or any other branch of Itaú Unibanco, during banking business hours.

. Belo Horizonte (MG):Av. João Pinheiro 195, subsolo
. Brasília (DF): SCS Quadra 3, bloco A - Edf. Dona Ângela 30, sobreloja
. Curitiba (PR): Rua João Negrão 65, sobreloja
. Porto Alegre (RS): Rua Sete de Setembro 746, térreo
. Rio de Janeiro (RJ): Rua Sete de Setembro 99, subsolo
. Salvador (BA): Av. Estados Unidos 50, 2º andar - Edf. Sesquicentenário
. São Paulo (SP): Rua Boa Vista 176, 1º subsolo

Rio de Janeiro, July 30, 2012. The Management.

Highlights:

• Insurance premiums with strong growth, driven mainly by the health and dental insurance segments.

• Loss ratios increase in health and auto insurance.

• Financial revenues decline in a low interest rate environment.

• Combined ratio of 104.6%, impacted by higher loss ratios.
• Net income of R$3.6 million in 2Q12.

To view the Entire Earnings Release, click here.

Rio de Janeiro, May 28^th, 2012 - Pursuant to article 157, §4 of Law No 6,404/76 and CVM Instruction 358/02, Sul América S.A. (BM&FBovespa: SULA11) (“Company” or “SulAmérica”) hereby announces to its shareholders and to the market in general that its subsidiary Sul América Santa Cruz Participações S.A. (“Santa Cruz”) on this date, pursuant to the formalities and procedures for transactions with related parties, including those set forth on the respective Company’s Policy and with the approval of the Board of Directors, entered into an agreement with Saspar Participações S.A. (“Saspar” or “Seller”) aiming at the acquisition of the total participation held by Saspar into Sul América Capitalização S.A. - SULACAP (“Sulacap”), corresponding to 83.27% of Sulacap capital stock, for the base price of R$ 214 million, which can be increased by up to R$71 million provided certain contractual conditions are satisfied. The Seller is controlled by Sulasa participações S.A. (“Sulasa”), a company which also controls SulAmérica.

According to April 2012 data from SUSEP - Private Insurance Superintendency, Sulacap ranked 4th among capitalization companies, with 8.9% market share in terms of revenues, which came to R$1.2 billion in 2011. Sulacap holds, since 1996, a participation of 24.5% in the capital stock of Caixa Capitalização S.A. (“Caixacap”), a company controlled by Caixa Seguradora S.A.

This acquisition, when concluded, will allow SulAmérica to gain access to new markets and customers, expanding the Company’s activities in business segments that are complementary to its current business lines. The capitalization business in Brazil has a market size of R$14.1 billion (2011), which grew 19.6% compared to 2010.

At an appropriate time, the acquisition will be submitted to the General Shareholders Meeting for approval. The transaction is subject to regulatory approvals and other customary closing conditions.

The Company will inform its shareholders and the market of any new relevant information concerning the operation.

Sul América S.A. (BM&FBovespa: SULA11) informs the Shareholders that, as approved by the Board of Directors in the meeting held on April 30, 2012, as of May 18 we shall start payment of interim dividends for the first quarter of 2012, in the amount of R$0.012 per Company’s common or preferred shares not represented by unit, and R$0.036 per unit, totaling, approximately, ten million reais (R$10 million). Shall be entitled to receive the dividends shareholders in the Company’s records on April 30, 2012. We also clarify that the shares shall be negotiated exdividends as of May 2, 2012.

Click here toaccess the Notice to the Shareholders.

Highlights:

• Insurance premiums grow 14.5% over 1Q11 to R$2.5 billion.

• Group health insurance premiums grow 26.2%, fueled by the SME and Dental segments.

• Financial income comes to R$158.1 million, 3.0% up over 1Q11, with an asset portfolio return of 117.7% of CDI (ex-pension and VGBL).

• Net income of R$112.8 million in 1Q12, 10.6% over 1Q11.

To view the Entire Earnings Release, click here.

Corporate Taxpayers’ ID (CNPJ/MF): 29.978.814/0001-87

Company Registry (NIRE): 3330003299-1

Publicly Held Company

CVM NO. 21121

MATERIAL FACT

Pursuant to article 2 of CVM Instruction 358 of January 3, 2002, and CVM Instruction 10 of February 14, 1980, as amended, Sul América S.A. hereby informs its shareholders and the market in general that the Company’s Board of Directors, at the meeting held on February 28, 2012, approved the share buy-back program, within the following conditions:

Objective: to acquire share depository certificates (units), each representing one common share and two preferred shares issued by the Company, to be held in treasury and later used in the Stock Option Plan. The management considers that such operation is in the best interest of the Company considering the Company’s market growth and profitability, as well as available reserves pursuant to CVM Instruction 10. The acquisition will be carried out at the São Paulo Stock, Futures and Commodities Exchange (BM&FBOVESPA S.A.- Bolsa de Valores, Mercadorias e Futuros) at market price, been the Officers’ duty to decide the moment and the amount of shares to be acquired, either in a single or in a series of transactions, within the limits laid down by the applicable law.

Number of shares to be acquired: up to 3,174,247 units, representing 3,174,247 common shares and 6,348,494 preferred shares, corresponding to 3% of the units in free float and approximately 1.1% of the total number of shares issued by the Company as of February 17, 2012.

Deadline for acquisition: the period for the acquisition is 365 days from today, ending on February 27, 2013.

Free float: 317,564,367 shares, of which 105,946,687 are common shares and 211,617,680 are preferred shares, compounding 105,808,237 units.

Treasury stock: currently, the Company holds 13,453,053 shares in treasury, of which 4,484,351 are common shares and 8,968,702 are preferred shares.

Authorized brokers:

BTG PACTUAL CTVM S.A.

Av. Brigadeiro Faria Lima 3729, 10º andar, parte, São Paulo/SP, CEP 04538-905

ITAÚ CORRETORA DE VALORES S.A.

Av. Brigadeiro Faria Lima 3400, 10º andar, São Paulo/SP, CEP 04538-132

MERRILL LYNCH S.A. CTVM

Av. Brigadeiro Faria Lima 3400, 16º andar, parte A, São Paulo/SP, CEP 04538-132

SANTANDER BRASIL S.A. CTVM

Rua Hungria 1400, 4º andar, São Paulo/SP, CEP 01455-000

Rio de Janeiro, February 28, 2012.

Arthur Farme d’Amoed Neto

Investor Relations Officer

Corporate Taxpayer’s ID (CNPJ/MF) nº 29.978.814/0001-87

Company Registry (NIRE) 3330003299-1

CVM nº 02112-1

Authorized Capital Publicly-held Company

Call Notice - Annual and Extraordinary General Meetings - The Company’s shareholders are hereby convened to the Annual and Extraordinary General Meetings to be held, cumulatively, on March 30, 2012, at 3:00 p.m. at the SulAmérica Convention Center, annex to the Company’s headquarters, at Rua Beatriz Larragoiti Lucas 121, parte, Cidade Nova, Rio de Janeiro, RJ, to decide on the following Agenda:

Annual General Meeting:

I. to verify the Company’s management’s accounts, and to examine, discuss and vote on the financial statements of the Company for the fiscal year ended on December 31, 2011;

II. to approve the net income allocation from the fiscal year ended on December 31, 2011;

III. to elect the members of the Board of Directors; and

IV. to establish management compensation (Board of Directors and Executive Officers).

Extraordinary General Meeting:

I. to approve an increase in the Company’s capital stock, in the amount of R$82,000,000.00, by capitalizing part of the balance of the Legal Reserve account, assigning to the shareholders 1.73619981 new bonus shares to each 100 shares of the same type, as proposed by the management, and the consequent amendment of article 5 of the Bylaws, and.

II. to approve the amendments to the Company Bylaws listed below and detailed in the management’s proposal regarding this Extraordinary General Mettings:

(i) Amendment of Article 12 pursuant to the new wording of art. 146 of Law 6.404/76;

(ii) To provide for the Statutory Audit Committee, pursuant to CVM Instruction 509/11, by the inclusion of the new Article 16 and paragraphs, and renumbering of the subsequent articles;

(iii) To establish provision for the related parties transactions policy, by the inclusion of the new Article 24 to the Company‘s Bylaws, with subsequent renumbering of the Articles;

(iv) Adjustments to the BM&FBOVESPA Corporate Governance Level 2 Listing Regulations, by the inclusion of the fourth paragraph of Article 12, and changes of the new items "w" in Article 14, and inclusion of the third paragraph of the former Article 35;

(v) Exclusion of the overcome temporary provisions of the Bylaws by excluding the former Articles 50 and 51, and

(vi) Other adjustments in writing or structure, as distinguished and detailed in the management’s proposal

III. to approve the consolidation of the Company‘s Bylaws.

Pursuant to CVM Instruction 165/91, as amended by CVM Instruction 282/90, and Article 4 of CVM Instruction CVM 481/09, it is informed that the minimum percentage to request the adoption of cumulative voting is 5% (five percent) of the Company’s voting capital.

The rights provided for in items I and II of paragraph 4 and in paragraph 5 of Article 141 of Law 6,404/76, for the election of members of the Company’s Board of Directors are hereby assured.

In order to participate in the Meeting, the shareholders shall present the following documents, either in original form or as authenticated copy:

Any shareholder (individual or legal entity):

• evidence from custodian agent of Sul América S.A.’s shares or units, issued at least five days in advance of the date of the Meeting, containing information on the title and number of Company’s shares or units, and identity document; and
• in case of a shareholder represented by an attorney-in-fact, identity document of the attorney-in-fact and power of attorney with specific powers, granted pursuant to the terms of paragraph 1 of Article 126 of Law 6,404/76, by public or private instrument, in the latter case with the grantor’s signature authenticated by notary.

In case of a shareholder which is a legal entity, the following additional documents shall be presented:

• updated bylaws or articles of association, duly registered with the pertinent registry;
• document which proves the powers of representation, that is, the minutes of election of the legal representative(s) present or who has(have) signed the power of attorney, if this is the case;
• in case of an investment fund, the regulation and the abovementioned documents with respect to the administrator, and
• identity document of the legal representative(s) or attorney(s)-in-fact present.

Pursuant to Instruction CVM 481/09, the documents pertinent to the Meeting Agenda are available to the shareholders at the Company’s head office and can be viewed in the world wide web, on CVM’s (www.cvm.gov.br) and on the Company’s page (www.sulamerica.com.br/ri).

SUL AMÉRICA S.A. (BM&FBovespa: SULA11) ("Company"), pursuant to the provisions in Article 157, §4, of Law 6,404/76 and CVM Instruction 358/05, hereby informs its shareholders and the market that its Board of Directors approved on this date the 1st (first) issuance of Unsecured Debentures, Not Convertible into Shares, in a Single Series, issued by the Company, amounting to R$500,000,000.00 (five hundred million reais), for public distribution with restricted placement efforts, under CVM Instruction 476/09 ("Restricted Offer" and "Debentures", respectively).

The issuance will comprise 50,000 (fifty thousand) Debentures with nominal value of R$10,000.00 (ten thousand reais). For all legal purposes, the Debentures issuance date will be February 6th, 2012 ("Issuance Date"). The Debentures will have a term of five (5) years from the Issuance Date, maturing, therefore, on February 6th, 2017.

The nominal value of each of the Debentures will be paid in three successive annual installments, from the third year of the issuance, and will bear interest corresponding to 100% (one hundred percent) of the accumulated variation of the average daily rate of DI - Depósitos Interfinanceiros - financial deposits for one day, "over extra-group", expressed as a percentage per year, base 252 (two hundred and fifty-two) working days, calculated and published daily by CETIP, in the daily bulletin available on its website (http://www.cetip.com.br) ("DI Rate"), plus a spread equivalent to a certain percentage per year, base 252 (two hundred and fifty-two) working days, to be defined according to the Bookbuilding Process, and in any case, limited to 1.35% per year.

The net proceeds obtained by the Company with the issuance will be used to (i) meet cash needs resulting from the expansion of operations and / or any Company´s subsidiary, directly or indirectly controlled by the Company, (ii) reinstate the Company´s cash position after the payment of financial debt; and (iii) general corporate purposes.

The Restricted Offer is automatically exempted from registration for public distribution in the CVM pursuant to Article 6 of CVM Instruction 476/09.

Rio de Janeiro, January 4, 2012

Arthur Farme d’Amoed Neto
Investor Relations Officer

1. Value of Interest on Capital per share: The total gross amount of R$70,000,000.00 (seventy million Reais) corresponding to R$0.084293198042 per SulAmérica´s common or preferred share not represented by unit, and R$0.25287954127 per unit. The income tax withholding (imposto de renda na fonte or “IRRF”) will be applied to the payment of Interest on Capital, except for the shareholders that are immune or exempt, according to the applicable Law.

2. Record Date and Ex Date: According to the applicable Law, shareholders in the Company’s records on December 13, 2011 are entitled to receive Interest on Capital. We also clarify that SulAmérica shares (SULA11) shall be negotiated ex- Interest on Capital as of December 14, 2011.

3. Income tax: The income tax retention will be applied to the amount of Interest on Capital as informed in item 1, according to the applicable Law. Shareholders that are immune or exempt should present the corresponding documentation at the Company’s Headquarters until December 20, 2011.

4. Payment: The payment will be made in two installments, as follows:

• 1st installment: the gross amount of R$ 15,300,000.00 (fifteen million three hundred thousand Reais), corresponding to R$0.018424084715 per SulAmérica´s common or preferred share not represented by unit, and R$0.055272254145 per unit, which after the deduction of the income tax retention, according to the applicable Law, equals the net amount of R$0.015660472008 per SulAmérica´s common or preferred share not represented by unit, and R$0.046981416023 per unit, to be paid as of December 27, 2011.

• 2nd installment: the gross amount of R$ 54,700,000.00 (fifty four million seven hundred thousand Reais), corresponding to R$0.065869113327 per SulAmérica´s common or preferred share not represented by unit, and R$0.197607339982 per unit, which after the deduction of the income tax retention, according to the applicable Law, equals the net amount of R$ R$0.055988746328 per SulAmérica´s common or preferred share not represented by unit, and R$0.167966238984 per unit, to be paid as of April 18, 2012.

The Interest on Capital, net of income tax, will be attributed in the calculation of mandatory Dividends of 2011 fiscal year, as provided in Paragraph 7, Article 9 of Law 9,249/95.

For further information and/or clarifications, shareholders may address to the specialized branches listed below or any other branch of Banco Itaú Unibanco, during banking business hours.

. Belo Horizonte (MG):Av. João Pinheiro 195, subsolo
. Brasília (DF): SCS Quadra 3, bloco A - Edf. Dona Ângela 30, sobreloja
. Curitiba (PR): Rua João Negrão 65, sobreloja
. Porto Alegre (RS): Rua Sete de Setembro 746, térreo
. Rio de Janeiro (RJ): Rua Sete de Setembro 99, subsolo
. Salvador (BA): Av. Estados Unidos 50, 2º andar - Edf. Sesquicentenário
. São Paulo (SP): Rua Boa Vista 176, 1º subsolo

Rio de Janeiro, December 13, 2011. The Management.

Rio de Janeiro, November 28, 2011 - Sul América S.A. (SulAmérica, BM&FBovespa: SULA11) announces that Standard & Poor‘s Ratings Services (S&P) raised its long-term counterparty credit ratings on Brazil-based insurance holding company Sul América S.A. to BB from BB- and on operating subsidiary Sul América Companhia Nacional de Seguros to BBB- from BB+. The outlook on both companies is stable.

S&P also raised the rating on the senior unsecured notes issued by SulAmérica in February 2007 that matures in February 2011 to BB from BB-.

Rio de Janeiro, November 28, 2011 - For the third consecutive year, Sul América S.A. (BM&FBovespa: SULA11) is the only insurance company included in the Sustainability Index (ISE) of the São Paulo Stock Exchange - BM&FBovespa.

The new ISE portfolio, announced on November 25th, will be valid from January 2nd to December 31st, 2012, and is composed by 51 shares of 38 companies that represent 18 industries of the Brazilian economy.

The ISE reflects the performance of a portfolio composed of shares from companies with the best performances in all of the dimensions for the measurement of corporate sustainability. It aims at being a reference for socially responsible investment and a driver for best practices in the Brazilian corporate environment.

SulAmérica´s commitment to best practices in corporate governance and social-environmental responsibility is one of its corporate values, including the development of new products and services, pension plans and asset management and issues related to the reduction of economic, social and environmental impacts related to the Company´s activities.

13th Abrasca Report Award

Rio de Janeiro, November 11, 2011 - Sul América S.A.(BM&FBovespa: SULA11), receives Corporate Governance Honour Mention in 13th Abrasca Report Award. This is the third year that SulAmérica invest in a 100% online Annual Report with interactivity, movies and several features. The Report is available at http:relatorioanualsulamerica10.com.br/ and presents in an innovative way the Company’s financial information and its business model. It also presents information about strategy, share performance, IR activities, sustainability and social corporate responsibility.

This is the second time the Company‘s Annual Report is ranked among the best produced in an year by Abrasca - Associação Brasileira das Companhias Abertas, and SulAmérica was elected by IR Global Rankings "Best Online Report Latin América" in 2008..

Rio de Janeiro, November 03, 2011 - Sul América S.A. (BM&FBovespa: SULA11) announces that it published today, upon decision of its Board of Directors and in agreement with the Company´s Dividend Policy, the approval of its 3Q11 quarterly distribution of interim dividends. The amount of R$ 0,012 per Company common or preferred share not represented by unit and R$ 0,036 per unit, totalling approximately R$ 10 million, will be paid as of August 18, 2011. The record date is on November 03, 2011 and shares will trade ex-dividend on BM&FBovespa as of November 04, 2011.

Further information related to this issue, including the Company´s Dividend Policy are available on the Company´s website: www.sulamerica.com.br/ir

"2011 Best Companies to Shareholders"

Rio de Janeiro, October 5, 2011 - Sul América S.A.(BM&FBovespa: SULA11), has been awarded the first place in the "2011 Best Companies to Shareholders" award, organized by the brazilian magazine Capital Aberto, in the R$ 5 billion to R$ 15 billion market cap companies category.

This awards rewards companies that stood out in business profitability, stock performance, liquidity, corporate governance and sustainability, being appointed as the Best Company the one achieving the best grades in all five evaluated items.

Highlights:

• Insurance premiums amounted to R$2.3 billion in the quarter, a growth of 16.0% in relation to 2Q10. Health insurance premiums grew by 19.5% in relation to 2Q10, with group health insurance premiums increasing by 23.0%, led by the small and medium-sized enterprises (SME) segment, which increased 37.2% in 2Q11. Auto insurance premiums increased by 10.2% in relation to 2Q10, leading SulAmérica to close 2Q11 with an insured fleet of 1.5 million vehicles.

• In the first six months of 2011, total premiums came to R$ 4.5 billion, representing a growth rate of 16.2% in relation to 6M10. Health insurance premiums in 6M11 were 18.9% higher than in 6M10. Premiums in the group health insurance portfolio increased 23.9% in 6M11, once again led by the small and medium-sized enterprises segment, which recorded growth in premiums of 37.5% in relation to 6M10. In the same period, auto insurance premiums increased by 16.0%.

• SulAmérica’s overall loss ratio stood at 78.2% in 2Q11, increasing 150 bps in comparison to 2Q10. In the health insurance segment, the loss ratio stood at 83.1% in the quarter, an improvement of 270 bps in relation to 2Q10. The auto insurance loss ratio was 64.2%, an increase of 630 bps in 2Q11.

• The combined ratio ended the quarter at 103.9%, an increase of 240 bps in relation to 2Q10.

• Return on investments not linked to the VGBL and private pension portfolio reached R$131.9 million in 2Q11, with a return corresponding to 102.9% of the CDI rate . In 6M11, portfolio return was R$270.9 million, corresponding to 106.9% of the CDI rate.

• Net income was R$ 30.0 million in 2Q11, declining 40.3% in relation to 2Q10, mainly due to an increase in provisions in the life insurance portfolio, which will be commented on later in this report. Annualized return on equity reached 4.2% in 2Q11. In the first six months of 2011, net income came to R$131.9 million, down 2.7% from 6M10, with annualized return on equity of 9.4%. SulAmérica ended the quarter with total assets of R$12.7 billion.

To view the Entire Earnings Release, click here.

Conference Call

English
August 5, 2011 - Friday
11h AM US EDT | 12h (BR)
Phone: + 1(412) 317-6776
Code: SulAmérica
Replay for 7 days: +1(412) 317-0088
Code for replay: 10002219

Portuguese
August 5, 2011 - Friday
09h AM US EST | 10h (BR)
Phone: +55 (11) 3127-4971
Code: SulAmérica
Replay for 7 days: +55 (11) 3127-4999
Code for replay: 76875042

Live webcast: click here.

The presentation will be available for download in Company‘s IR website 30 minutes before the conference call.

Rio de Janeiro, June 10, 2011 - Sul América S.A. (BM&FBovespa: SULA11) was elected for the second consecutive year the best company in financial services sector in the 2011 Abrasca Value Creation Awards. The prize is awarded to the companies that stood out in value creation over the last three years, presenting consistent results and excellence in risk control, as well as transparency and a sustainability concern.

Highlights:

• Insurance premiums in the quarter grow 23.1% on a recurring basis in 1Q11, reaching R$2.2 billion (up 0.3% in relation to 4Q10). Health insurance premiums grow 27.4% (up 2.4% in relation to 4Q10) on a recurring basis, with the group health portfolio expanding 27.8% (up 4.3% in relation to 4Q10), led by small and medium enterprises (SMEs), which grow by 56.9%. Auto insurance premiums increase 22.9% in relation to 1Q10 (down 4.5% in relation to 4Q10) and the insured fleet reaches approximately 1.4 million vehicles.

• Total loss ratio of 74.0%, down 20 bps in relation to 1Q10 (up 910 bps in relation to 4Q10). Health insurance loss ratio of 80.1%, increasing 60 bps in relation to 1Q10 (up 110 bps in relation to 4Q10). Auto insurance loss ratio reaches 62.0% in 1Q11, down 170 bps in relation to 1Q10 (up 360 bps in relation to 4Q10).

• Combined ratio closes the quarter at 99.1%, increasing 20 bps in relation to 1Q10 (up 480 bps in relation to 4Q10).

• Return on the investment portfolio reaches R$138.9 million, with an average return of 111.1% of the CDI rate, excluding private pension and VGBL operations.

• Net income totals R$101.9 million in 1Q11, up 19.4% from 1Q10 (down 35.6% in relation to 4Q10) on a recurring basis. Return on equity reaches 14.6% in 1Q11 with the Company ending the quarter with total assets of R$12.7 billion.

To view the Entire Earnings Release, click here.

Conference Call

English
May 6, 2011 - Friday
11h AM US EST | 12h (BR)
Phone: + 1(412) 317-6776
Replay for 7 days: +1(412) 317-0088
Code: 450518

Portuguese
May 6, 2011 - Friday
09h AM US EST | 10h (BR)
Phone: +55 (11) 2188-0155
Replay for 7 days: +55 (11) 2188-0155
Code: SulAmérica

Live webcast: click here.

The presentation will be available for download in Company‘s IR website 30 minutes before the conference call.

In compliance with Article 157, paragraph 4 of Law No. 6,404/76 and CVM Instruction 358/02, Sul América S.A. (“Company”) announces to its shareholders and to the market in general that its Board of Directors in a meeting held on this date, approved as part of the Company Dividend Policy, the quarterly distribution of interim dividends in the amount of R$0.012 per Company common or preferred share not represented by unit and R$0.036 per unit, by decision of its Board of Directors at the time of disclosure of the Company‘s quarterly results, to the profit account verified in such statements or to the profit reserve account included in the previous annual balance sheet, observing the applicable legal and statutory provisions, being the distribution referring to the first quarter of 2011 already approved on this date and disclosed as a Notice to Shareholders.

The aforementioned dividends will be paid based on the share ownership held on the date of respective resolutions of the Company’s Board of Directors and the correspondent amounts shall be attributed to the total amount of dividends which distribution is to be approved at the Annual General Meeting.

The Board of Directors may revise this Policy or make an exception in a certain quarter, vis-à-vis the Company‘s plans and needs, taking into consideration at that occasion, factors such as, relevant acquisitions and investments and the compliance with regulatory requirements.

The Company’s Dividend Policy, as mentioned above, is available on the Company‘s website (www.sulamerica.com.br/ri).

Sul América S.A. (BM&FBovespa: SULA11), pursuant to the material fact published on December 13, 2010, hereby informs its shareholders and the market in general that, having obtained approval from the competent regulatory authorities, its subsidiary, Sul América Companhia de Seguro Saúde, concluded the acquisition of Dental PLAN Ltda.

Sul America S.A. (BM&FBovespa: SULA11) ("Company") announces to its shareholders and the general market that its subsidiary Sul America Companhia Nacional de Seguros ("SulAmérica") signed an agreement for coinsurance with Caixa Seguros S.A. ("Caixa Seguros ") in the business of auto insurance for the entire national territory.

The Company also reports that it has signed, through its subsidiary Saepo Services and Holdings S.A., a contract to provide services to Caixa Seguros in operating and support the abovementioned coinsurance agreement.

The agreements are valid for five years from July 1, 2011.

Sul América S.A. (BM&FBovespa: SULA11) hereby informs its shareholders and the market in general that, on this date, its subsidiary Brasilsaúde Companhia de Seguros (“Brasilsaúde”) entered into a commercial partnership agreement with BB Corretora de Seguros e Administradora de Bens S.A. and Banco do Brasil S.A. for the distribution of Brasilsaúde health insurance products to Banco do Brasil’s clients.

The agreement, which will be valid for three years, and may be extended for equal periods, will allow Brasilsaúde products to be sold throughout Banco do Brasil’s nationwide network.

Sul América S.A. (BM&FBovespa: SULA11) hereby informs its shareholders and the market in general that, on this date, through its subsidiary Saepar Serviços e Participações S.A. (“Saepar”), it entered into an agreement to extend the term of the operational insurance service contract it maintains with Brasilveículos Companhia de Seguros. As a result of said agreement, the contract will be effective for an indeterminate period, with a minimum duration of six months, after which it may be terminated at any time via advanced notice of 15 days.

Pursuant to article 2 of CVM Instruction 358 of January 3, 2002, and CVM Instruction 10 of February 14, 1980, as amended, Sul América S.A. hereby informs its shareholders and the market in general that the Company’s Board of Directors, at the meeting held on February 28, 2011, approved the share buy-back program, within the following conditions:

Objective: to acquire share depository certificates (units), each representing one common share and two preferred shares issued by the Company, to be held in treasury and later used in the Stock Option Plan. The management considers that such operation is in the best interest of the Company considering the Company’s market growth and profitability, as well as available reserves pursuant to CVM Instruction 10. The acquisition will be carried out at the São Paulo Stock, Futures and Commodities Exchange (BM&FBOVESPA S.A.- Bolsa de Valores, Mercadorias e Futuros) at market price, been the Officers’ duty to decide the moment and the amount of shares to be acquired, either in a single or in a series of operations, within the limits laid down by the applicable law.

Number of shares to be acquired: up to 3,192,379 units, representing 3,192,379 common shares and 6,384,758 preferred shares, corresponding to 3% of the units in free float and approximately 1.1% of the total number of shares issued by the Company as of February 23, 2011.

Deadline for acquisition: the period for the acquisition is 365 days from today, ending on February 28, 2012.

Free float: 319,377,567 shares, of which 106,551,087 are common shares and 212,826,480 are preferred shares, compounding 106,412,637 units.

Treasury Stock: currently, the company holds 11,995,353 shares in treasury, of which 3,998,451 are common shares and 7,996,902 are preferred shares.

Authorized Brokers:

BTG PACTUAL CTVM S.A.
Av. Brigadeiro Faria Lima 3729, 10º andar, parte, São Paulo/SP, CEP 04538-905

ITAÚ CORRETORA DE VALORES S.A.
Av. Brigadeiro Faria Lima 3400, 10º andar, São Paulo/SP, CEP 04538-132

MERRILL LYNCH S.A. CTVM
Av. Brigadeiro Faria Lima 3400, 16º andar, parte A, São Paulo/SP, CEP 04538-132

SANTANDER BRASIL S.A. CTVM
Rua Hungria 1400, 4º andar, São Paulo/SP, CEP 01455-000

SITA SOCIEDADE CORRETORA DE CÂMBIO E VALORES MOBILIÁRIOS S/A
Rua Rio Grande do Norte 988, Belo Horizonte/MG, CEP 30130-131

Highlights:

• Insurance premiums in the quarter total R$ 2.2 billion, increasing 17.4% in relation to 4Q09 and decreasing 1.4% in relation to the prior quarter. In 2010, insurance premiums increase 14.7% to reach R$8.4 billion. Health insurance premiums increase 17.3% in 4Q10 in relation to 4Q09 (up 2.2% in relation to 3Q10), while premiums in the group health portfolio expand 21.3% (up 2.4% in relation to 3Q10), led by small and medium enterprises (SMEs), which grow 28.3%. Auto insurance premiums climb 19.3% in 4Q10 compared to 4Q09 (down 12.3% in relation to 3Q10) and the insured fleet reaches approximately 1.4 million vehicles.

• Total loss ratio of 64.9% in 4Q10, declining 750 bps in relation to 4Q09 and 580 bps in relation to 3Q10. In 2010, the total loss ratio reaches 71.4%, up 360 bps in relation to 2009. The health insurance loss ratio reaches 69.2% in 4Q10, increasing 1,000 bps in relation to 4Q09 (improving 750 bps in relation to 3Q10). The auto insurance loss ratio reaches 58.4% in 4Q10, representing improvement of 390 bps in relation to 4Q09 (improving 370 bps in relation to 3Q10).

• The combined ratio closes the quarter at 94.3%, decreasing 370 bps in relation to 4Q09 (decrease of 120 bps in relation to 3Q10). In the year, the combined ratio decreased 220 bps to 97.8%.

• Return on the investment portfolio reaches R$128.9 million in 4Q10, with an average return of 129.7% of the CDI rate, excluding private pension and VGBL operations. In the year, the return on the investment portfolio reaches R$429.9 million, yielding 117.2% of the CDI rate.

• Net income of R$158.3 million in 4Q10, up 5.6% in relation to 4Q09 (up 20.9% in relation to 3Q10). In 2010, recurring net income reaches R$426.6 million, increasing 3.2% in relation to 2009. Annualized return on equity reaches 22.1% in 4Q10 and 14.9% in the year. Total net income of R$286.3 million in 4Q10, increasing 91.1% and 128.8%, in relation to 4Q09 and 3Q10, respectively. In the year, total net income reaches R$614.0 million, increasing 48.5% over 2009. Total net income includes the effects of non-recurring events which totaled R$187.4 million in 2010. Company ends the period with total assets of R$12.3 billion.

To view the Entire Earnings Release, click here.

Conference Call

English
February 25, 2011 - Friday
10h AM US EST | 12h (BR)
Phone: + 1 (973) 935-8893
Replay for 7 days: +1 (706) 645-9291
Code: 41108152

Portuguese
February 25, 2011 - Friday
08h AM US EST | 10h (BR)
Phone: +55 (11) 2188-0155
Replay for 7 days: +55 (11) 2188-0155
Code: SulAmérica

Live webcast: click here.

The presentation will be available for download in Company‘s IR website 30 minutes before the conference call.

Rio de Janeiro, December 23, 2010 - SulAmérica APIMEC meeting on September 14, 2010, was chosen as one of the ten best meetings in 2010 for investors and capital market professionals by the São Paulo chapter of APIMEC.

The selection of the ten best is handled by a qualified jury, with the help of a tabulated evaluation made by investment professionals at the end of each São Paulo APIMEC meeting. The jury evaluated 116 companies who held 149 meetings between December 2009 and December 2010.

In compliance with article 157, paragraph 4, of Law no. 6,404/76, and CVM Instruction no. 358/02, Sul América S.A. (BM&FBovespa: SULA11) (“SulAmérica”) hereby announces to the public that its subsidiary Sul América Companhia de Seguro Saúde signed, on this date, a share purchase agreement for the acquisition of Dental PLAN Ltda. (taxpayer’s ID 70,067,137/0001-49) by the amount of R$28.5 million.

Dental PLAN Ltda. is a dental care provider with operations concentrated in the North and Northeast regions of Brazil, also with a significant growth in the Southeast region.

Trough this acquisition, SulAmérica adds more than 122 thousand members to its dental care portfolio, which will now total up more than 385 thousand members, strengthening its position in this segment.

The conclusion of the acquisition is subject to prior approval by the competent regulatory authorities.

São Paulo, November 25, 2010 - Sul América S.A. (BM&FBovespa: SULA11) has been included in the portfolio of the Corporate Sustainability Index of the BM&FBovespa of 2011. The announcement of the new composition was made today by the stock exchange and SulAmérica will be part of the portfolio for the second year in a row, remaining as the only insurance company to be part of the index. In total, the index portfolio, which will be valid from January 2011, will comprise 47 shares of 38 companies, representing 18 sectors and totaling 1.17 trillion of reais in market capitalization.

Conselho NA SulAmérica program puts Board members into the front line

São Paulo, November 19, 2010 - Yesterday, Sul América S.A. (BM&FBovespa: SULA11) won the IBGC Corporate Governance Innovation Award, granted by the Brazilian Corporate Governance Institute, for the Conselho NA SulAmérica program, designed to encourage Board members to engage in the Company’s daily activities.

“The ‘Conselho NA SulAmérica’ program provides a unique opportunity for the Board to experience the Company’s internal processes and make use of this experience when analyzing opportunities and making decisions,” declared Patrick de Larragoiti Lucas. “Moving the Directors from the boardroom to the frontline in call center, policyholder and brokerage services line is a groundbreaking way of engaging and humanizing the Board and bringing it closer to the reality of the Company.”

The program’s development was based on the analysis of results from the Board’s annual self-evaluation questionnaire, when an opportunity was identified for implementing activities that would allow Directors to experience SulAmerica’s operations at first hand, either through 24-hour assistance call center, vehicle reception at the Super Service Auto Centers (C.A.S.A.), or in the internal discussions of the Clients’ Council and at SulAmérica’s events for capital market analysts.

The program also brings invaluable benefits to the Board in terms of defining SulAmérica’s future strategies, since it propitiates direct and anonymous (therefore unbiased) contact with customers, suppliers and other Company stakeholders, allowing Directors to compile valuable information at source which may help them in the decision making process. “This initiative ensures that the Board has a more accurate view of the business, free of any distortions between the dynamics of operations and the seeming coldness of management reports,” affirms Arthur Farme d’ Amoed Neto, SulAmérica’s Corporate Vice-President and Investor Relations, responsible for the coordinating the program.

Highlights:

• Total insurance premiums in the quarter grew to R$ 2.3 billion on a recurring basis¹, up 21.0% in relation to 3Q09 and 13.2% on the prior quarter. In 9M10, insurance premiums increased 13.8% on a recurring basis² reaching R$6.2 billion. Health insurance premiums in 3Q10 increased 18.9% on 3Q09 (up 9.1% from 2Q10) on a recurring basis, with the group health portfolio expanding 23.5% (up 8.3% from 2Q10), led by small and medium enterprises (SMEs), which grew 29.5%. Auto insurance premiums climbed 44.0% from 3Q09 (up 23.6% from 2Q10) and the insured fleet reached over 1.3 million vehicles.

• Total loss ratio of 70.7% in 3Q10, down 530 bps over 3Q09 and 610 bps over 2Q10 on a recurring basis. In 9M10, the total loss ratio of 73.8%, up 230 bps in relation to 9M09. The health insurance loss ratio reached 76.3% in 3Q10, decreasing 410 bps on 3Q09 (down 950 bps on the prior quarter) on a recurring basis. Auto insurance loss ratio reached 62.1% in 3Q10, a 90 bps improvement over 3Q09 (420 bps in relation to 2Q10).

• Combined ratio closed the quarter at 95.5%, improving 610 bps in relation to 3Q09 (down 590 bps over 2Q10) on a recurring basis. In 9M10, the combined ratio improved 170 bps to 99.1% on a recurring basis.

• Return on the investment portfolio reached R$104.4 million in 3Q10, with an average return of 99.4% of the CDI rate, excluding private pension and VGBL operations. In 9M10, return on the investment portfolio reached R$301.1 million, yielding 112.0% of the CDI rate.

• Recurring net income of R$130.9 million in 3Q10, up 61.3% over 3Q09 (up 151.4% over 2Q10). In 9M10, recurring net income of R$268.4 million, increasing 1.8% on the same ninemonth period of 2009. Annualized return on equity reached 20.0% in 3Q10 and 13.7% in 9M10 on a recurring basis. Total assets at the end of the period of R$11.6 billion.

To view the Entire Earnings Release, click here.

Conference Call

English
November 5, 2010 - Friday
10h AM US EST | 12h (BR)
Phone: + 1 (973) 935-8893
Replay for 7 days: +1 (706) 645-9291
Code: 16030290

Portuguese
November 5, 2010 - Friday
08h AM US EST | 10h (BR)
Phone: +55 (11) 3301-3000
Replay for 7 days: +55 (11) 3127-4999
Code: 47614636

Live webcast: click here.

The presentation will be available for download in Company‘s IR website 30 minutes before the conference call.

In compliance with article 157, paragraph 4, of Law no. 6,404/76, and CVM Instruction no. 358/02 and in complement of the Material Fact disclosed on May 5, 2010, Sul América S.A. (BM&FBovespa: SULA11) (“the Company”) hereby announces to the public that SUSEP - Superintendência de Seguros Privados (Private Insurance Superintendency) approved the sell of the totality of the participation held by its subsidiary Sul América Companhia Nacional de Seguros (“SALIC”) in Brasilveículos Companhia de Seguros (“Brasilveículos”) to BB Aliança REV Participações S.A., a subsidiary of BB Seguros Participações S.A. (“Banco do Brasil”), pursuant to the shares purchase and sale agreement signed on May 5, 2010, as amended.

Pursuant to the information above, on this date, SALIC transferred to Banco do Brasil the totality of its participation held on Brasilveículos, representing 60% of the voting capital stock and 30% the total capital stock of Brasilveículos. The accrued sale amount is of R$359million, generating a non-recurring revenue of approximately R$135million in the month of October 2010.

Moreover, we inform that the Company, through a subsidiary, will continue to provide insurance related services to Brasilveículos for a six-month period starting November 2010, after which, and for an additional twelve-month period, the referred services will be limited to claims regulation regarding polices issued up to April 29, 2011.

As previously informed, the termination of the association of SulAmérica with Banco do Brasil in the Auto insurance segment in no way affects the other businesses and activities of the Company and its subsidiaries in the aforesaid segment, nor in other P&C in which it is active, or still, in business related to life insurance, health, pension plans, and asset management.

SulAmérica’s outstanding position in the ranking results from its continuous work to improve its Governance practices and to offer information that allow investors to better understand the Company as well the insurance industry. Such initiatives have contributed to increasing investors’ interest for the Company’s stock in the Bovespa stock exchange - the daily trade volume of SulAmérica units increased from R$2.8 million in the first half of 2009 to R$8.7 million in the same period of 2010.

“SulAmérica’s Corporate Governance area is extremely active and the Company is consistently enhancing its practices. We continue to innovate and to develop other actions that will provide the Company’s business with speed and transparency”, said SulAmérica’s Investor Relations Vice-President Arthur Farme d‘Amoed Neto.

Among SulAmérica’s practices assessed by the survey, factors that stood out were the incentive for shareholders to take part in the Company’s General Meetings, which was adopted long before the CVM requirement, along with a dividends policy available at the website, and the disclosure of information related to management compensation.